More than a plan – a system that grows with you

The Janus Retirement System™

Most retirees think a financial plan alone will solve their problems. But plans are just snapshots. You need a system that accounts for real life, tracks what matters, and provides course correction procedures - giving you confidence in every decision.

More than a plan – a system that grows with you

The Janus Retirement System™

Most retirees think a financial plan alone will solve their problems. But plans are just snapshots. You need a system that accounts for real life, tracks what matters, and provides course correction procedures - giving you confidence in every decision.

More than a plan – a system that grows with you

The Janus Retirement System™

Most retirees think a financial plan alone will solve their problems. But plans are just snapshots. You need a system that accounts for real life, tracks what matters, and provides course correction procedures - giving you confidence in every decision.

What to Expect

The Janus Retirement System™ is a complete 3-month engagement designed to answer the critical questions holding you back from finding confidence in your retirement. Through our strategic meetings, we'll build a comprehensive framework for your income, taxes, and investments that is personalized to your unique retirement situation while addressing questions like:

When can I retire?
How much can I safely spend?
Which accounts should I withdraw from first?
When should I claim Social Security?
Should I be doing Roth Conversions?
Am I missing out on other tax strategies?
Will RMDs cause tax problems for me?
How can I afford health insurance before Medicare?
Are my investments aligned with my income and tax plan?

What to Expect

The Janus Retirement System™ is a complete 3-month engagement designed to answer the critical questions holding you back from finding confidence in your retirement. Through our strategic meetings, we'll build a comprehensive framework for your income, taxes, and investments that is personalized to your unique retirement situation while addressing questions like:

When can I retire?
How much can I safely spend?
Which accounts should I withdraw from first?
When should I claim Social Security?
Should I be doing Roth Conversions?
Am I missing out on other tax strategies?
Will RMDs cause tax problems for me?
How can I afford health insurance before Medicare?
Are my investments aligned with my income and tax plan?

What to Expect

The Janus Retirement System™ is a complete 3-month engagement designed to answer the critical questions holding you back from finding confidence in your retirement. Through our strategic meetings, we'll build a comprehensive framework for your income, taxes, and investments that is personalized to your unique retirement situation while addressing questions like:

When can I retire?
How much can I safely spend?
Which accounts should I withdraw from first?
When should I claim Social Security?
Should I be doing Roth Conversions?
Am I missing out on other tax strategies?
Will RMDs cause tax problems for me?
How can I afford health insurance before Medicare?
Are my investments aligned with my income and tax plan?

What Happens After Your System is Built

Your retirement system is designed to work whether you manage it yourself or partner with us long-term.

DIY Approach

For Self-Directed Clients

You'll receive complete monitoring systems and tools during your wrap-up meeting. These systems help you track what's most important and know when adjustments are needed.

Done-For-You

For Ongoing Clients

You'll receive proactive oversight across all areas of your financial life - tax preparation and planning, income strategy, investing, estate planning, and healthcare planning - all in one place. Your retirement system is continuously monitored and recalibrated to stay ahead of legislative changes, market risk, and longevity realities, allowing us to make intentional course corrections before they become costly mistakes.

What Happens After Your System is Built

Your retirement system is designed to work whether you manage it yourself or partner with us long-term.

DIY Approach

For Self-Directed Clients

You'll receive complete monitoring systems and tools during your wrap-up meeting. These systems help you track what's most important and know when adjustments are needed.

Done-For-You

For Ongoing Clients

You'll receive proactive oversight across all areas of your financial life - tax preparation and planning, income strategy, investing, estate planning, and healthcare planning - all in one place. Your retirement system is continuously monitored and recalibrated to stay ahead of legislative changes, market risk, and longevity realities, allowing us to make intentional course corrections before they become costly mistakes.

What Happens After Your System is Built

Your retirement system is designed to work whether you manage it yourself or partner with us long-term.

DIY Approach

For Self-Directed Clients

You'll receive complete monitoring systems and tools during your wrap-up meeting. These systems help you track what's most important and know when adjustments are needed.

Done-For-You

For Ongoing Clients

You'll receive proactive oversight across all areas of your financial life - tax preparation and planning, income strategy, investing, estate planning, and healthcare planning - all in one place. Your retirement system is continuously monitored and recalibrated to stay ahead of legislative changes, market risk, and longevity realities, allowing us to make intentional course corrections before they become costly mistakes.

How Our Planning Engagement Works

Our 3-month engagement focuses exclusively on building your personalized retirement system. This includes detailed income planning, multi-year tax projections, investment education, and monitoring frameworks designed to adapt with your changing needs.

Your investment is $7,500, structured as follows:

  1. Initial Payment (50%) – Secures your enrollment and planning start date

  2. Final Payment (50%) – Due upon completion of your retirement system

What you receive: A complete retirement framework delivered through 4-6 strategic meetings with both a CFP® and Enrolled Agent—with no obligation to transfer assets or continue with ongoing management services.

We maintain our commitment to quality by working with a maximum of 4 new families each month.

Continue Your Partnership with Ongoing Support

Proactive oversight of all major areas of your financial life: income, taxes, investments, estate planning, healthcare decisions, and major one-off decisions.

  • Ongoing management of an intentional retirement income strategy to maximize spending ability while managing risk

  • Year-round tax planning and in-house tax preparation to ensure strategy and execution are always aligned

  • Forward-looking planning around Roth conversions, RMDs, Medicare premiums, capital gains, and widow(er) tax risk — before they become problems

  • Ongoing strategy adjustments driven by changes in markets, tax law, spending needs, or life events

Our transparent AUM pricing is straightforward: 1% on the first million dollars we manage, and 0.50% on amounts above that. You'll receive ongoing monitoring of your retirement system, regular strategy updates, and proactive adjustments as your life and market conditions change.

Ready to Build Your Retirement System?

You've worked hard to save for retirement. Now it's time to create a system that protects and grows what you've earned.

The Janus Retirement System™ gives you confidence in your retirement through education, strategy, and ongoing monitoring. No surprises. No guesswork. Just clear strategies that adapt to your changing needs.