More than a plan – a system that grows with you

The Janus Retirement System™

Most retirees think a financial plan will solve their problems. But plans are just snapshots. You need a system that adapts to real life, tracks what matters, and gives you confidence in every decision.

More than a plan – a system that grows with you

The Janus Retirement System™

Most retirees think a financial plan will solve their problems. But plans are just snapshots. You need a system that adapts to real life, tracks what matters, and gives you confidence in every decision.

More than a plan – a system that grows with you

The Janus Retirement System™

Most retirees think a financial plan will solve their problems. But plans are just snapshots. You need a system that adapts to real life, tracks what matters, and gives you confidence in every decision.

Why Systems Beat Plans

Most retirees get stuck researching instead of taking action. Our comprehensive system helps you understand how much you can safely spend while making tax-efficient decisions throughout retirement. You'll see exactly why you need a system that adapts with you, not just a one-time plan.

Why Systems Beat Plans

Most retirees get stuck researching instead of taking action. Our comprehensive system helps you understand how much you can safely spend while making tax-efficient decisions throughout retirement. You'll see exactly why you need a system that adapts with you, not just a one-time plan.

Why Systems Beat Plans

Most retirees get stuck researching instead of taking action. Our comprehensive system helps you understand how much you can safely spend while making tax-efficient decisions throughout retirement. You'll see exactly why you need a system that adapts with you, not just a one-time plan.

Your 3-Month Journey

The Janus Retirement System™ is a complete 3-month engagement designed to give you confidence in your retirement. Through 4-6 strategic meetings, you'll build a comprehensive framework for your income, taxes, and investments that adapts to your changing needs throughout retirement.

Discovery & Planning

We learn about your situation, goals, and concerns. Data collection and initial planning work happens here. We'll schedule your first strategy meeting about 30 days out, then begin setting you up in our financial planning software. This gives us everything we need to create strategies built specifically for you.

Strategy Meeting One

Retirement Spending Framework

We'll cover your retirement spending capacity and compare it to your desired spending. You'll get clear portfolio guardrails and understand exactly how your retirement income works. We'll show you scenarios where you might spend more or less, and how likely those situations are. This meeting gives you confidence in knowing exactly what you can safely spend.

Strategy Meeting Two

Advanced Planning

We'll review any changes you want to explore and dive into your contingency plans. This meeting covers Social Security claiming, Roth conversions, health insurance, and other strategies specific to your situation. Everything is designed to reduce uncertainty and strengthen your retirement.

Strategy Meeting Three

Investment Education

We'll make sure your investment approach aligns with your retirement strategies. You'll understand our portfolio management philosophy and decide whether you want ongoing implementation support. This ensures your investments work in harmony with your income and tax plans.

Implementation Phase

Whether you choose ongoing services or prefer to implement on your own, we'll provide you with monitoring systems and tools to keep your retirement system healthy over time. You'll have everything you need to maintain your retirement system going forward.

Your 3-Month Journey

The Janus Retirement System™ is a complete 3-month engagement designed to give you confidence in your retirement. Through 4-6 strategic meetings, you'll build a comprehensive framework for your income, taxes, and investments that adapts to your changing needs throughout retirement.

Discovery & Planning

We learn about your situation, goals, and concerns. Data collection and initial planning work happens here. We'll schedule your first strategy meeting about 30 days out, then begin setting you up in our financial planning software. This gives us everything we need to create strategies built specifically for you.

Strategy Meeting One

Retirement Spending Framework

We'll cover your retirement spending capacity and compare it to your desired spending. You'll get clear portfolio guardrails and understand exactly how your retirement income works. We'll show you scenarios where you might spend more or less, and how likely those situations are. This meeting gives you confidence in knowing exactly what you can safely spend.

Strategy Meeting Two

Advanced Planning

We'll review any changes you want to explore and dive into your contingency plans. This meeting covers Social Security claiming, Roth conversions, health insurance, and other strategies specific to your situation. Everything is designed to reduce uncertainty and strengthen your retirement.

Strategy Meeting Three

Investment Education

We'll make sure your investment approach aligns with your retirement strategies. You'll understand our portfolio management philosophy and decide whether you want ongoing implementation support. This ensures your investments work in harmony with your income and tax plans.

Implementation Phase

Whether you choose ongoing services or prefer to implement on your own, we'll provide you with monitoring systems and tools to keep your retirement system healthy over time. You'll have everything you need to maintain your retirement system going forward.

Your 3-Month Journey

The Janus Retirement System™ is a complete 3-month engagement designed to give you confidence in your retirement. Through 4-6 strategic meetings, you'll build a comprehensive framework for your income, taxes, and investments that adapts to your changing needs throughout retirement.

Discovery & Planning

We learn about your situation, goals, and concerns. Data collection and initial planning work happens here. We'll schedule your first strategy meeting about 30 days out, then begin setting you up in our financial planning software. This gives us everything we need to create strategies built specifically for you.

Strategy Meeting One

Retirement Spending Framework

We'll cover your retirement spending capacity and compare it to your desired spending. You'll get clear portfolio guardrails and understand exactly how your retirement income works. We'll show you scenarios where you might spend more or less, and how likely those situations are. This meeting gives you confidence in knowing exactly what you can safely spend.

Strategy Meeting Two

Advanced Planning

We'll review any changes you want to explore and dive into your contingency plans. This meeting covers Social Security claiming, Roth conversions, health insurance, and other strategies specific to your situation. Everything is designed to reduce uncertainty and strengthen your retirement.

Strategy Meeting Three

Investment Education

We'll make sure your investment approach aligns with your retirement strategies. You'll understand our portfolio management philosophy and decide whether you want ongoing implementation support. This ensures your investments work in harmony with your income and tax plans.

Implementation Phase

Whether you choose ongoing services or prefer to implement on your own, we'll provide you with monitoring systems and tools to keep your retirement system healthy over time. You'll have everything you need to maintain your retirement system going forward.

What Happens After Your System is Built

Your retirement system is designed to work whether you manage it yourself or partner with us long-term.

DIY Approach
For Self-Directed Clients

You'll receive complete monitoring systems and tools during your wrap-up meeting. These systems help you track what's most important and know when adjustments are needed.

Done-For-You
For Ongoing Clients

We meet at least twice per year – once during tax season and once near year-end. Additional meetings happen as needed based on life changes or market conditions. Every meeting focuses on keeping your retirement system working optimally.

What Happens After Your System is Built

Your retirement system is designed to work whether you manage it yourself or partner with us long-term.

DIY Approach
For Self-Directed Clients

You'll receive complete monitoring systems and tools during your wrap-up meeting. These systems help you track what's most important and know when adjustments are needed.

Done-For-You
For Ongoing Clients

We meet at least twice per year – once during tax season and once near year-end. Additional meetings happen as needed based on life changes or market conditions. Every meeting focuses on keeping your retirement system working optimally.

What Happens After Your System is Built

Your retirement system is designed to work whether you manage it yourself or partner with us long-term.

DIY Approach
For Self-Directed Clients

You'll receive complete monitoring systems and tools during your wrap-up meeting. These systems help you track what's most important and know when adjustments are needed.

Done-For-You
For Ongoing Clients

We meet at least twice per year – once during tax season and once near year-end. Additional meetings happen as needed based on life changes or market conditions. Every meeting focuses on keeping your retirement system working optimally.

How Our Planning Engagement Works

Our 3-month engagement focuses exclusively on building your personalized retirement system. This includes detailed income planning, multi-year tax projections, investment education, and monitoring frameworks designed to adapt with your changing needs.

Your investment is $7,500, structured as follows:

  1. Initial Payment (50%) – Secures your enrollment and planning start date

  2. Final Payment (50%) – Due upon completion of your retirement system

What you receive: A complete retirement framework delivered through 4-6 strategic meetings with both a CFP® and Enrolled Agent—with no obligation to transfer assets or continue with ongoing management services.

We maintain our commitment to quality by working with a maximum of 4 new families each month.

Continue Your Partnership with Ongoing Support

After completing the Janus Retirement System™, you may choose to continue working with our team for implementation and ongoing management. At that point, our fee structure transitions to a percentage of assets under management.

Our transparent AUM pricing is straightforward: 1% on the first million dollars we manage, and 0.50% on amounts above that. This includes comprehensive "done-for-you" service across retirement, tax, estate, healthcare, and investment planning.

You'll receive ongoing monitoring of your retirement system, regular strategy updates, and proactive adjustments as your life and market conditions change. We meet at least twice yearly with additional meetings as needed, ensuring your retirement system continues working optimally for you.

Ready to Build Your Retirement System?

You've worked hard to save for retirement. Now it's time to create a system that protects and grows what you've earned.

The Janus Retirement System™ gives you confidence in your retirement through education, strategy, and ongoing monitoring. No surprises. No guesswork. Just clear strategies that adapt to your changing needs.

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Start Here

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